Employee and Retiree Service Center → Employees → Benefits → Beneficiaries

Updating Beneficiaries

As you navigate life changes such as marriage, divorce, or the birth of a child, it is important to maintain up-to-date beneficiary information with ERSC. While ERSC is the first stop for some of your beneficiary paperwork, ERSC staff is not able to report or confirm the beneficiaries on your existing plans. If you are uncertain of your earlier decisions, submit a new beneficiary form to make sure your beneficiaries are in line with your wishes. Beneficiaries may be updated at any time by completing and submitting the following forms as indicated. Please be sure to save a copy of all forms for your records.

Life Insurance

Basic Employee Life Insurance

• Submit MCPS Form 455-20, Employee Benefit Plan Enrollment to ERSC. Indicate your intention to change your beneficiary(ies) in Section IIB and indicate your changes in Section VI of this form.

Optional Employee Life Insurance

• Submit MCPS Form 450-1, Optional Employee Term Life Insurance Enrollment to ERSC. Indicate your intention to change your beneficiary(ies) in Part III and indicate your changes in Part IV.

Basic Dependent Life Insurance and Optional Dependent Life Insurance

• You are always the beneficiary for this coverage.

Update State/County Retirement System Beneficiary(ies)

State Core Pension Plan Members

• Log in to mySRPS to change your core retirement plan beneficiary(ies) online.

• Submit MCPS Form 455-5: Designation of Beneficiary/Beneficiaries to ERSC to change MCPS supplemental retirement plan beneficiary(ies).

MCPS Core and Supplemental Pension Plan Members

• Submit MCPS Form 455-5, Designation of Beneficiary/Beneficiaries to ERSC to change both core and/or supplemental retirement plan beneficiary(ies).

Update Fidelity 403(b)/457(b) Plan Beneficiary(ies)

• Visit Fidelity NetBenefits®
• Scroll down and, under Make Updates to My Account, click Update My Beneficiary. 
• Follow the online instructions.

Update 403(b)/457(b) Plan Beneficiary(ies) with a Former Plan Vendor

• Contact your vendor—forms must be submitted directly to your vendor.