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Employee and Retiree Service Center→Retirees→Benefits→ Health Benefits

The information on this web page is valid through December 31, 2024. For benefit details and changes effective January 1, 2025, please visit the Retiree Benefits Open Enrollment web page.

Health Benefits for Retirees

Overview of privacy, rates, and plan options available to retirees.

Rates and Benefit Summary

  • Retiree Benefit Rate Schedules (PDF)
    Monthly costs of benefits in multiple charts at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges, effective January 1, 2024
  • COBRA Rates (contained in 2024 Retiree Benefit Rate Schedules above)
    A chart detailing the rates for benefits extended under the Consolidated Omnibus Reconciliation Act (COBRA), effective January 1, 2024
  • Retiree Benefit Summary (PDF)
    Summarizes your benefit options, including all health benefits and costs, effective January 1, 2024

Health Information Privacy

Medical

Three types of plans are available.

More about medical plans

Type of Plan

Your Options
Open Access Plus (OAP)
  • Cigna OAP

Open Access Plus
In-Network (OAPIN)

Health Maintenance Organizations (HMO)
  • Cigna OAPIN
  • Kaiser Permanente HMO
Indemnity (PPO) Plan for non-Medicare Eligible Retirees
  • Cigna Indemnity/Medicare Supplemental Plan
    (fee-for-service plan)

Prescription

Three plans are available.

More about prescription plans

Your Options

  • CVS/Caremark Prescription Drug Option A or B (not available to Kaiser Permanente plan participants)
  • Kaiser Permanente Prescription Drug (only available to Kaiser Permanente medical plan participants)
  • Medicare Part D (SilverScript/Caremark) Option A or B

Dental

Two types of plans are available

More about dental plans

Your Options

  • CareFirst Dental Preferred Provider Organization (PPO)
  • Aetna Dental Maintenance Organization (DMO)

Vision

One plan is available.

More about vision plan

Your Options

  • Davis Vision (provided through CareFirst)