Wellness Initiatives for Employees*

If you are covered by an MCPS-provided medical insurance plan through CareFirst or Kaiser Permanente, you can learn more about your health and reduce your contributions to your health insurance with the Wellness Initiatives program. To take full advantage of these rate reductions, complete a biometric health screening and a health risk assessment yearly, and, if you use tobacco, consider quitting.

See below for detailed information about the Wellness Initiatives program. To learn more, be sure to read—

Already completed your screening and/or assessment? Find out if you have received credit for your Wellness Initiatives participation.

Biometric Health Screenings

Complete a biometric health screening of your blood pressure, blood sugar, body mass index, and cholesterol between October 9, 2017 and October 5, 2018—and again each year by the announced deadline. If you do, MCPS will pay 1 percent more of the total cost of your health insurance (medical, prescription, dental, and vision) in 2019—reducing your contribution by 1 percent.* Enrolled in a two-party or family medical plan? Only you—the medical-plan subscriber—needs to complete a screening to earn the incentive.

Here's how:

Health Risk Assessments

In addition to a biometric health screening, you can save another 1 percent of the total cost of your health insurance by completing your medical insurance plan's online health risk assessment between October 9, 2017 and October 5, 2018—and again each year by the announced deadline.* For two-party and family plans, only the MCPS subscriber needs to complete an assessment to earn the incentive.

Here's how:

  • Visit your medical insurance plan’s web page (CareFirst or Kaiser Permanente).**
  • Log in to your password-protected account. (You may need to create an account first.)
  • Follow the on-screen instructions.
  • Maintain the rate reduction by completing the health risk assessment in its entirety each year within the announced time frame.

Smoker (Tobacco-user) Surcharge

MCPS imposes a 25 percent surcharge to the total health insurance costs of employees who are covered by an MCPS-provided medical plan if they or their covered spouses smoke or use other forms of tobacco. To avoid this surcharge, employees and their covered spouses need to be tobacco free for 12 months prior to January 1 of each year.

During Open Enrollment each fall, if you are covered by an MCPS-provided medical insurance plan, you will need to attest to whether or not you and your covered spouse will be tobacco free throughout the current calendar year. If you do not attest for both yourself and your spouse, or you attest to one or both of you not being tobacco free throughout the current calendar year, your contribution to your health insurance (medical, prescription, dental, and vision plans) will include the surcharge. 

You must make your tobacco-use attestation each fall during Open Enrollment via the Employee Self-Service web page. You will be charged a surcharge if your information shows a U (unattested) or N (not tobacco free for 12 months).

By enrolling in and completing the Quit for Good tobacco cessation program, employees and their spouses can avoid paying the 25 percent surcharge or have the surcharge removed and receive a refund of any surcharge already paid. Learn more.

*If you are covered by a prescription, dental, and/or vision plan, but do not carry medical insurance through MCPS, you may complete a biometric health screening, but will NOT be eligible for the 1 percent reduction. You will NOT be able to complete a health risk assessment, however, since they are offered only through the medical plans.

**If you completed your biometric health screening or health risk assessment with Cigna between 10/9/2017 and 12/31/2017, your information will be forwarded to MCPS to count for the 2019 incentive.